What is the best loan?

A mini loan can help you when you need it the most. The microloans help you cover urgent expenses such as repairing your car, paying an outstanding bill or simply to enjoy a whim that you can not afford at this time. If you know you are going to receive an income shortly, you should not be afraid of applying online for loans. Here we compare two leading market pages: Telebank and Creditent.

Do you want to receive up to € 800 without interest? Receive your money here in less than 24 hours.

Telebank vs Creditent in numbers

Telebank vs Creditent in numbers

Telebank

  • First credit : from € 100 to € 800
  • Return period : from 14 days to 30 days
  • First interest : from 2333.95% APR
  • Duration of request : a few minutes
  • Your money arrives in : from a few minutes to a few days
  • Minimum monthly income to request a loan : € 500

Creditent

  • First credit : from € 50 to € 800
  • Return period : from 5 days to 30 days
  • First interest : 0%
  • Duration of request : 15 minutes
  • Your money arrives in : less than 24 hours
  • Minimum monthly income to request a loan : it is not necessary to have a minimum income

Comparing the procedures to receive your microcredit

Telebank offers money online quickly, but even so, they do a credit history check as part of the online application process. In addition, to apply for a microcredit with Telebank, you must have a minimum fixed income of € 500. You have up to 30 days to return your money including a commission. Telebank’s interest is from 2333.95% APR.

Creditent offers your quick money in less than 24 hours. You can request up to € 800 without interest, without paperwork and without questions. Everything is 100% online and your response arrives in just 15 minutes. To make your life easier, we offer up to 30 days to return your money as soon as possible to avoid interest and take your weight off. What’s more, we do not need to know why you need your money fast, we only ask that you return it on time, within the agreed timeframe. With Creditent you can request a credit without payroll and without endorsement, even if you are on a list of ASNEF.

Who has more requirements?

Telebank offers loans to people with a minimum fixed income of € 500. If you do not have a fixed job with that minimum salary, unfortunately your application will be rejected. In addition, you must have a good credit history with no outstanding debts or bills. The Telebank system will review your profile before accepting your application. The loans they offer are for people between 18 and 65 who can repay the loans without any problem.

Creditent offers loans without payroll and without a fixed income. The only thing we ask is that you return your money on time. To make your life easier, we offer your first interest-free credit (0% interest). By not having to send us additional documents and proof of income, you can have your money available directly in your bank account without having to wait. Use your mobile, laptop or tablet to request your money with Creditent 100% online.

The requirements of Telebank vs Creditent

Telebank

  • – Be between 18 and 65 years old
  • – Have a valid DNI / NIE
  • – Be a resident in Spain
  • – Have a debit card
  • – Have an email
  • – Have a mobile number
  • – Have a minimum regular income of € 500

Creditent

  • – Be between 18 and 80 years old
  • – Have a valid DNI / NIE
  • – Be a resident in Spain
  • – Have a bank account
  • – Have an email
  • – Have a mobile number

Conclusion: With whom to apply for my microcredit?

Telebank offers up to € 800 with a return period of up to 30 days. You can request your money online but still ask you to have a minimum income of € 500 per month and have a good credit history without debts. Filling your application with Telebank takes a few minutes and your money will be available in your bank account in a couple of minutes or up to a couple of days, depending on your bank. Your loan with Telebank will include some type of interest from 2333.95% APR.

Creditent also offers you up to € 800 with a return period of up to 30 days, but no interest ! Fill your application only takes about 15 minutes and your money will be in your bank account in less than 24 hours without problems. Our platform offers your money 100% online without leaving home and without sending us any document. You can receive your money without payroll, without guarantee and without guarantee, even having other debts. Get your money without payroll and without interest with Creditent!

The money and the return period we offer is the same as with Telebank. The difference is that they ask for a fixed income of at least € 500 and their loans also carry interest. If you want to have your mini loan without interest, without questions and without paperwork, choose Creditent.